Are there troubling trends in the new 2013 HMDA data? The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board’s Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB). Regulation C, requires lending institutions to report public loan data.Higher loss severities on foreclosures will push servicers to short sales in 2011: Fitch Builder confidence reaches highest level in eight years Consumer Confidence for Jul: 135.7 vs.. Construction Spending for Jun: -1.3% vs. The SPX would need to reach a level of about 3,500 to exceed the 417% gain of. It is now only 2 ticks below its highest level since January 2018. As of this writing (mid-day Friday 8/2), the nearest vix futures contract.This, analysts said, will push servicers to short sales. The loss severity, or the percentage of principal lost when a loan is foreclosed, on prime mortgage loans is currently at 44%.

Mortgage delinquency rate drops nearly 14%: TransUnion The mortgage delinquency rate declined for the 12th straight quarter to 3.29% at the end of Q4 2014, according to TransUnion’s latest mortgage report. The mortgage delinquency rate declined more than.

The national mortgage delinquency. Arizona’s delinquency rate fell nearly 25% to 5.62% from last year’s third-quarter rate of 7.46%. California’s rate dropped almost 24% to 5.56% from 7.29%.

The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) declined for the fourth consecutive quarter, dropping from 5.41 percent in Q3 2012 to 5.19 percent in Q4 2012. On a year-over-year basis, the mortgage delinquency rate has declined nearly 14 percent from 6.01 percent in Q4 2011.

The mortgage delinquency rate has declined nearly 20% in the last year (down from 4.32% in Q2 2013). TransUnion data indicate that declines in the mortgage delinquency rate are occurring across.

The national 60+ day delinquency rate decreased to 6.77% in the first quarter of 2010 after steady increases for 12 consecutive quarters, TransUnion reports. This rate reflects a decrease of 1.74% from the previous quarter’s 6.89% average. Year over year, mortgage delinquencies were up approximately.

Home Depot warns customers with stolen email addresses Should Fannie and Freddie be placed in receivership? A lot of investors, banks, investment firms, pension funds, endowments, insurance companies would have been wiped out. Almost all market participants would have taken heavy losses. The reason is because Fannie Mae and freddie mac guarantee trilli.As if it wasn’t bad enough to lose 56 million credit card accounts, now Home Depot has to admit it also lost 53 million email addresses. This gives the bad guys a fabulous opportunity to go spear-phishing with a Home Depot theme. What an epic fail. home depot warns its customers to be on guard against phishing scams.

The mortgage delinquency rate also dropped on a quarterly basis, down 5.3% from 4.32%. TransUnion: Mortgage Delinquency Rate Drops Nearly 25% in Last Year Home

From mortgages to marijuana: This company’s officially gone to pot Coldwell Banker acquires chicago apartment finders Coldwell Banker Residential Brokerage in Chicago has acquired the assets of McMullen Real Estate, Inc., which did business as century 21 mcmullen, adding 200 agents and one office, the company.64 and make adult-use marijuana legal. dispensaries officially opened their doors. TopShelfData.com shows that wholesale cannabis is going for about $2.53 per gram in the state, as of September.Hitting the panic button Through the first six games of this 2016 season, Mike Trout was only hitting .200 with one double and zero home runs. Should he panic and totally change his swing? Of course not! possibly due to the brevity of a Little League or high school season, some hitters do exactly that.

Hillary Clinton says she’d let big banks fail Mortgage delinquency rate drops nearly 14%: transunion TransUnion: Mortgage Balances Begin to rise; delinquency rate drops for 12th Straight Quarter – according to TransUnion’s latest mortgage report. The mortgage delinquency rate declined more than 14% in the last year (down from 3.84% in Q4.

Even with growth expected in the subprime risk tier, overall serious delinquency rates are expected to drop for personal loans to finish next year at 3.39%. This is primarily due to maintaining a healthy mix of prime consumers on the books as lenders extend credit to subprime consumers concurrently.

Mortgage delinquency rate drops nearly 14%: TransUnion The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) declined for the fourth consecutive quarter, dropping from 5.41 percent in Q3 2012 to 5.19 percent in Q4 2012. On a year-over-year basis, the mortgage delinquency rate has declined nearly 14 percent from.

Fannie Mae: Improving American outlook bodes well for housing The near-term outlook for home building looks positive as well, as both single-family and multifamily permits rose during the month, with single-family permits hitting an expansion best. Further adding to the positive news for the single-family sector, home builders’ optimism continued to improve, as the National

The national mortgage loan delinquency rate will decrease, while credit card delinquency rates will remain relatively low throughout 2013, according to annual forecasts from TransUnion. The national mortgage loan delinquency rate (the ratio of borrowers 60 or more days past due) is projected to decline to 5.06% by the end of 2013 from an estimated 5.32% at the conclusion of 2012.